Roofing Contractors VS Insurance Adjusters: Chad Wilson VS Steve Badger Legal Debate
Roofing Contractors VS Insurance Adjusters: Chad Wilson VS Steve Badger Legal Debate
Online School for Roofers:
Dmitry Lipinskiy contact:
Chad Wilson Law Firm: Badger Law firm:
00:00 Intro teaser
00:46 Dmitry's intro
02:16 Chad Wilson Opening speech
02:50 Chad Wilson explains what his does
03:06 Public service announcement from Chad Wilson
03:33 "Don't go with insurance company who does national advertisement
04:00 Don't tell your agent to get the cheapest policy, because they will!
04:24 "Be kind"
05:04 Steve Badger Opening Speech
05:22 "Insurance companies should pay claims in full, fast and reasonable.
05:55 "Insurance companies are businesses"
06:20 There is a tension with other players/businesses. We have to make money
07:03 Home owners wins when we don't sue each others.
08:00 "Deductible laws" Who are the real winners of deductible laws?
12:40 Contractors are being prosecuted
16:40 The homeowner is complicit
17:15 The insurance company can waive the deductible
18:30 The role of a contractor in insurance claims
23:29 Can the adjuster argue reparability with contractor?
28:22 Can the adjuster recommend 3 estimates?
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Alles sehr schön. Aber zuerst zusammen die Nummern 10 und 1. Eine verwohntt.online Brünette und eine andered Blondine. Es wäre unfair, wenn ich 4 wählen würde
Alles sehr schön. Aber zuerst zusammen die Nummern 10 und 1. Eine emprutt.ONLINE Brünette und eine anderex Blondine. Es wäre unfair, wenn ich 4 wählen würde
Alles sehr schön. Aber zuerst zusammen die Nummern 10 und 1. Eine sleepfriendd.Online Brünette und eine anderee Blondine. Es wäre unfair, wenn ich 4 wählen würde
But they have money to sponsor major league sports teams, naming rights on ballparks, arenas etc these venues cost the insurance companies millions of dollars per year. Which there clients actually pay for and don’t reap the benefits!
Lol Their share holders, don’t agree with paying claims in full.
Damn it, I put the apostrophe in the wrong spot.
Online School for Roofers: https://roofing-school.com
Dmitry Lipinskiy contact: https://dmitrylipinskiy.com
Chad Wilson Law Firm: https://cwilsonlaw.com/
Steve Badger Law firm: https://www.zellelaw.com/
From Insights:
00:00 Intro teaser
00:46 Dmitry’s intro
02:16 Chad Wilson Opening speech
02:50 Chad Wilson explains what his does
03:06 Public service announcement from Chad Wilson
03:33 “Don’t go with insurance company who does national advertisement
04:00 Don’t tell your agent to get the cheapest policy, because they will!
04:24 “Be kind”
05:04 Steve Badger Opening Speech
05:22 “Insurance companies should pay claims in full, fast and reasonable.
05:55 “Insurance companies are businesses”
06:20 There is a tension with other players/businesses. We have to make money
07:03 Home owners wins when we don’t sue each others.
08:00 “Deductible laws” Who are the real winners of deductible laws?
12:40 Contractors are being prosecuted
16:40 The homeowner is complicit
17:15 The insurance company can waive the deductible
18:30 The role of a contractor in insurance claims
23:29 Can the adjuster argue reparability with contractor?
28:22 Can the adjuster recommend 3 estimates?
Was this in Dallas?
Any jury would agree with the roofer in that video with the adjuster. Brit a single person would take the side of the adjuster.
The last 45 seconds says it all. Plus, the agent will ask for 3 estimates before any damage is even being assessed by the insurance company is a deterrent and passes the buck to an unsuspecting homeowner. The claim was filed- send an adjuster out. Period…. Sending 3 contractors out, and having them spend time and resources for the the insurance company’s benefit is absurd. Xactimate is a widely accepted program that determines fair market value for each general area of the country.
Paul from MN.Great debate! Wish there was more. Yes, I always try to be kind. I have embarrased myself long ago and never changed anyones mind. Insurance companies are changing their language in the policys so they dont have to match shingles anymore being State Farm. Also they wont pay for shingle replacement around hail damaged vents. I always try to learn from adjustors and pick their brain.
Great content Dmitry.
SF adjuster. Would love to talk to you.
This is a great idea. Very cool Dmitri
All this nonsense would stop if policies were written to include Fiduciary responsibility. Because the nonsense about “three bids” circumvents the fact that reconstruction is about the number of line items mandated in many states by the Building Code and not by a struggling contractor’s lowest price to the benefit of the insurance company and the end-point expense to the policyholder. If the words duty and responsibility are thrown by insurance companies then fiduciary responsibility should be a part of all consumer policies.
Yet another example of why giant corporations are terrible for anywhere they exist and the population they claim to be there for. We should require all insurance companies to down size split up to only operate within 1 state each. The smaller these companies are the more people they employ, the more they care about the people they insure, and the more they care about the place they do business. The more national a company becomes the less charitable they are, the more indifferent to their customers/employees, and the more unethical and immoral actions they will engage in. This mindset should spread to more categories because in general the idea is the same the bigger thw companies the less they care about the things important to the customers who do business with them.
Utterly false that insurance companies dont want to engage in litigation. Insurance companies especially national ones have an entire legal department that is retained through monthly salary to act on the companies behalf for any litigation that does come up and they get paid wether they are handling zero cases or 100 cases. This is why insurance companies dont give a damn about having to go to court since the lawyers who act on their behalf are getting paid regardless of handling few or many seperate cases. True increasingly all national companies are building up their legal departments and they are growing to an overwhelming size of every business in the country and world. I would also say that these legal departments are always able to fly under the radar escape any and all criticism meanwhile the more and more lawyers become involved in any business is to the detriment of that insustry and not the benefit. Lawyers effectively give companies the ability to refuse to hold up their end of the bargain unless forced in a court of law which only further increases the power of the lawyers in the country and further degrades the moral ethical standards of the country as a whole. Even smaller businesses are constantly fighting b.s lawsuits from bigger compqnies who want to control the behavior of that company in any way they want. Nowadays if you want to open or start a business you better have the money to also have a decent legal team or you will be eaten alive by the bigger fish who do have legal departments.
The insured is under no obligation to get any bids at all its up to insurance companies to determine the amount to reasonably repair or replace a roof. What if homeowner is a roofer and is willing to do it themselves if they just get the materials?